Shares & membership
Own a piece of the cooperative you save with
Unlike a bank, this is a member-owned cooperative — buying shares makes you a part-owner with a say in how it's run, not just a customer.
Real ownership
Every shareholding member has a voice in how the cooperative is governed — not just those with the most money.
Share of surplus
When the cooperative does well, any dividend the board declares is shared among members based on their holding — talk to us for the specifics.
Skin in the game
Shares also strengthen the cooperative's own capital base — the same capital that backs the loans members borrow.
Share classes
Available share types
Hisa za Wanachama – Ordinary Shares
Par value
1,000.00 TSh
Minimum shares
50
Maximum shares
5,000
Minimum investment
50,000.00 TSh
Ask about buying shares
MSD SACCOS